Planning a ski or snowboard holiday in the stunning La Plagne? While the thought of a La Plagne ski trip is undoubtedly exciting, it’s crucial not to overlook the importance of ski and snowboard travel insurance. Unexpected mishaps can turn a dream vacation into a nightmare, making it essential to safeguard your adventure with comprehensive coverage.

What could go wrong in La Plagne?

La Plagne, with its challenging slopes and unpredictable weather, poses various risks for skiers and snowboarders – just like other ski resorts. Here are some potential mishaps we all hope might not happen – but often do:

Accidents on the Slopes: Accidents can and do happen – whether they’re particularly your fault or not. Skiing and snowboarding mishaps are unfortunately common and the cost of medical treatment, consultations, xrays, CAT scans etc in a foreign country can be exorbitant.

Medical Evacuation: In case of a severe injury, being airlifted to Grenoble or another medical facility can incur substantial expenses. Even just being stretchered off the hill will cost you dearly – as will casts for broken bones or other associated treatments.

Weather-Related Disruptions: Unforeseen weather changes can lead to canceled flights, closed slopes or other disruptions causing financial losses or even cancelled trips. If your flight is delayed or cancelled, you should also consider flight compensation companies for compensation of up to £530.

Lost or Stolen Equipment: Ski and snowboard gear is valuable and the loss or theft of equipment can be a significant setback. The theft of skis and snowboards has unfortunately become increasingly common in recent years – so much so, you might want to consider buying a lock for your equipment. Read our comprehensive guide to avoiding La Plagne ski / snowboard theft for more information.

Trip Cancellation or Interruption: Unexpected events, such as illness or family emergencies, may force you to cancel or cut short your holiday. A reputable insurance company will step in and reimburse these costs.

Medicine Costs: Prescription medications in a foreign country can be expensive. We know this from experience. Again, good insurance will cover these costs – although typically you’ll be expected to pay for the treatment at the time then submit a claim afterward (so keep all receipts). Note, this doesn’t particularly apply if you’re involved in a life-threatening accident – necessary care will be provided – but you will still need to claim these expenses (your insurer will usually help in these more serious situations).

What ski holiday insurance typically covers

Comprehensive ski holiday insurance typically covers a range of scenarios to ensure you’re protected against unforeseen circumstances. Here’s what you should expect at a bare minimum from your insurer:

Emergency Medical Expenses: Coverage for medical treatment arising from accidents or illnesses on the slopes.

Evacuation and Repatriation: Financial protection in case you need to be airlifted to a hospital or transported back home. You should note – in many cases this cover does not include any associated costs with off-piste skiing and snowboarding (for example, being caught in an avalanche out of bounds).

Cancellations and Curtailments: Reimbursement for non-refundable expenses if your trip is canceled or cut short due to unforeseen events.

Personal Belongings: Protection against loss, theft, or damage to your ski or snowboard equipment. Also worth noting – if you travel with high-value goods like a Macbook or iPhone, you should probably inform your insurer at time of booking (there is normally a ceiling limit on the price of items that will be covered as standard).

Delayed or Lost Baggage: Compensation for the inconvenience and costs associated with delayed or lost luggage.

True Traveller Insurance: the best cover

When it comes to ski and snowboard travel insurance, we work with True Traveller – and we have for many years. Through personal experience of more than a decade of doing seasons, I know this company offers an unrivalled professional service with a no-quibble guarantee of payment or assistance should the worst happen. Their services include:

Specialised Coverage: True Traveller offers specific coverage tailored to the unique risks associated with skiing and snowboarding.

24/7 Assistance: A dedicated support team ensures assistance at any time, providing peace of mind on the slopes.

Flexible Policies: True Traveller offers flexible policies to cater to individual preferences and requirements.

What makes True Traveller insurance unique

However, the points above are in no way unique to True Traveller. No, rather what sets this firm is the range of cover it offers as standard in its packages. These go way beyond what you could typically expect from a ski snowboard insurance provider, including:

Off-piste skiing and snowboarding covered as standard: Whether you’re a seasoned pro or just starting out, if there’s a fresh dump of snow, chances are high that you’ll want to venture off-piste. Even the most seemingly benign out-of-bounds slope can carry risks – risks that many insurers simply wash their hands of. True Traveller gives off-piste cover as standard.

Alpine ski touring: Again, another unique aspect of True Traveller insurance is its cover for Alpine touring – and, again, offered as standard.

Heliskiing as standard: Most insurance companies refuse to cover higher-risk activities like heliskiing and helisnowboarding. With True Traveller, you’re automatically covered.

Option to skip equipment cover: If you have household insurance that already covers your equipment, you can skip this cover to get a reduced price for your insurance.

92 activities covered as standard: Far too many to list here but you’ll see the list of activities True Traveller covers as standard when you book. This is not stuff most insurance companies would even look at.

A 4.85/5 TrustPilot rating: As anyone who’s ever been involved in an accident knows, insurance companies commonly promise the world but it’s only when you need to call on them that you realise how good and reliable they actually. There’s a reason why True Traveller consistently rates highly with its customers.

Offering cover even if you’re not currently in the UK: The vast majority of insurance companies require you to be in your home country at time of booking – or at least have been resident at home (normally for a minimum of six months). True Traveller will insure you regardless of whether you’re at home or not. This is incredibly rare.

Season-long insurance for skiing/snowboarding: If you’re doing a season, put simply, there is no better or more flexible insurance company than True Traveller. Incidentally, they can also offer backpacker coverage if you’re on a longer trip and intend to visit multiple countries.

La Plagne ski / snowboard insurance

In summary, the risks associated with skiing and snowboarding in La Plagne (or, indeed, any ski resort) underscore the importance of ski snowboard holiday travel insurance. The potential costs of medical treatment, evacuation, and other unforeseen events can be overwhelming, making insurance a crucial investment.

True Traveller, with its specialised coverage and reliable services, is a notable choice for skiers and snowboarders looking to protect their holiday experiences. Don’t let unexpected mishaps spoil your La Plagne adventure – ensure you’re covered and enjoy the slopes with peace of mind.

La Plagne video guides

To learn more about La Plagne and La Plagne holidays, check out the iRide YouTube channel for a huge range of La Plagne videos produced by the team behind LaPlagne360.